ARTSmart New England
We help our clients identify and value items so they can work with their insurance company to get the coverage/replacement value they need. We write customized reports based on the claim. While it is best to have an appraisal before a loss, we can also help clients who have suffered a loss understand the process and valuation they should seek. We help clients understand all of the factors which are part of an insurance claim. Clients generally will obtain a better result once they understand all of their options.
If you are an adjuster and need to settle a large claim, we can help. We act as experts to value artwork, antiques and valuables and work closely with the adjuster, client and insurance company to answer questions related to the loss. We often refer the client to restoration experts and advise on diminished value. If you are an adjuster, contact us for further information.
It is important to have a qualified written insurance appraisal. An appraisal protects you in case of loss or damage. It records the existence, condition and value of your items. And, it can help you settle a claim easily. Reports written by a qualified appraiser with clear photos, sizes and supporting data ensure you don't overlook items and have a proper record. Despite having household insurance, you do not automatically have coverage for specialized or high value items. Receipts while helpful are not enough. Don't realize too late that you are not covered for your art, antiques, jewelry and valuables.